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Insurance....

G

g911omr

Nurburgring
Joined
29 Sep 2009
Messages
404
It's that time of year again.
2000 C2. Limited miles. Not sure whether to bother with agreed valuation.
Any recommendations?

Cheers
 
Tesco. I paid £246 for me and a mate, 9k miles per year.

Edit: oops - sorry £246.
 
Did you get a bell and a whistle with it?
Seriously those are great prices, will check Tesco when I'm up for renewal but location and age have a great effect so I doubt I'll get it that cheap, my Insurance did halve moving out of a city centre to a market town..
 
Been with Manning UK for a few years. Great price, service and cover.

997 Turbo, declared map and exhaust (of course!), track day cover, windscreen replacement/repairer of choice, protected NCB, 5K miles. Renewal came through at £308, nearest quote for less cover was over double.
 
No company would take my 4yrs NCB, or allow for the fact I have 6yrs on a car, plus 10+ on one bike and 4+ on another so treated me as a zero NCB driver!! Performance Direct took a view on teh van NCB and came back about the best, sub £300 with 16k value, 1999 C2, when everyone else wanted £500 plus. 5k miles pa
 
the best I could find yesterday for a 1999 C4 was £476 on the go compare type sites, it included breakdown cover and legal costs plus 3500 business use and 3500 private miles
Clearly, I need to shop around
 
Classicline mirror bonus from another car, agreed value, trackday cover, breakdown included as long as you can limit the miles. My 997.2 is £650 for 7500 miles, the 996 is only £324 for 5000 miles, less value though and the second policy with them so a discount for that too. I'm 48 in Kent.
 
£260 with Privilege 10k miles and very easy to deal with...number plate change resulted in no fee and new docs the next day, as did winter wheels and tyres, whereas others want an admin fee everytime you sneeze it seems.

Providing your car is worth <£75k and not modified they are very straightforward.
 
dt4 said:
the best I could find yesterday for a 1999 C4 was £476 on the go compare type sites, it included breakdown cover and legal costs plus 3500 business use and 3500 private miles
Clearly, I need to shop around
Click to expand...

Breakdown cover rockets up the price on a 16+ year old car. Shaved over £100 off mine removing it.
 
If you're not concerned with agreed valuation I've always found Admiral and Axa to be competitive.. But do your research come renewal time.

Insuring the GT3 was a pain this year (Axa would not budge on their valuation of £8,000!) so I opted to go with Footman James who were best priced in the specialist/classic space.

Matt
 
alex yates said:
Tesco. I paid £246 for me and a mate, 9k miles per year.

Edit: oops - sorry £246.
Click to expand...

Just put my details into Tesco Insurance quote machine and it came out at £694
55 years old
LS26 postcode
3 yrs ncb on a second car
Garaged
personal and commute
7k per year
£12k value
clean license, no convictions or points
 
K888ETH said:
£260 with Privilege 10k miles and very easy to deal with...number plate change resulted in no fee and new docs the next day, as did winter wheels and tyres, whereas others want an admin fee everytime you sneeze it seems.

Providing your car is worth <£75k and not modified they are very straightforward.
Click to expand...

£500 with Privilege
I must be in a dodgy neighbourhood, line of work or something
 
A-Plan - £276.50 for 3k miles, £25k agreed value, £300 excess, garaged, SDP use only
 
dt4 said:
alex yates said:
Tesco. I paid £246 for me and a mate, 9k miles per year.

Edit: oops - sorry £246.
Click to expand...

Just put my details into Tesco Insurance quote machine and it came out at £694
55 years old
LS26 postcode
3 yrs ncb on a second car
Garaged
personal and commute
7k per year
£12k value
clean license, no convictions or points
Click to expand...


Keeping it in the garage puts it up a tad. Also, get a 2nd driver on it who's preferably older than you, squeaky clean and a family member if possible. That drops it down an amount too. If you give them a call you can usually squeeze more out too.

.....and if you really want to drive it down - move to an area with less claims.
 
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