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insurance accident

I agree. Tell them that there was no witness and and repeat what really happened. Advise them that you will be speaking with your solicitor. Get a solicitors letter sent (won't cost much) stating intention to go to court. Get a police reference number. I'm sure we all have mates that would lie for us but not so sure they'd lie in court! The fear of that happening will make them fold.
 
Osh said:
Andy - it might be worth reporting this to the Police. At the end of the day what the two are engaging in is fraud.

Also, does the 'witness' have a mobile phone...?? If he has you can ask the Police to check the mobile phone records of which masts he was connected to at the time - if he was miles away you can prove he's lying and they could be charged with it...

In an 'ideal world' this could be possible, but in today's world it's a non-starter given the lack of police and investigative resources for something that is well down the list of priorities. I suspect that most forces will have a policy where they will not 'investigate' damage only accidents (especially on a car park - even though in some circs it can be classed as a 'road') and you'll likely get telephone advice on the what to do.

It will be the insurers job to investigate the validity of any claim (that's what we pay for) and how much resource they put to it will be decided on how much it costs and whether it's easier and cheaper to pay knock for knock :nooo: If however the insurers do investigate matters and they find evidence of fraud they will likely not only black ball the insured party making it difficult for him to get Insurance again but hand over what 'evidence' they have to the police. Whether or not it gets traction will be debatable unless they're involved in a 'crash for cash' type scam.

I'd see how the claim progresses based on presenting a very factual and detailed account of the incident to your insurer and if you've got legal cover you could try this approach.
 
They investigated mine when someone reversed into the front and cracked all the paint. They found some CCTV footage and then called round at the guys house. He swiftly came round to mine and paid for the respray.

The joys of living in the Ribble Valley. I very much doubt you'd get the same level of service in my neighbouring boroughs.
 
alex yates said:
They investigated mine when someone reversed into the front and cracked all the paint. They found some CCTV footage and then called round at the guys house. He swiftly came round to mine and paid for the respray.

The joys of living in the Ribble Valley. I very much doubt you'd get the same level of service in my neighbouring boroughs.

:hand: I suspect that's because he drove off from the scene. Failing to stop/report are serious RTA offences. However their intervention prompted payment but I doubt led to him being prosecuted given that reparation has been made :dont know:
 

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